Malvern Bancorp, Inc.: Leads amongst peers with strong fundamentals

Malvern Bancorp, Inc. relative valuation is NEUTRAL and it has a fundamental analysis score of 68.

Our analysis is based on comparing Malvern Bancorp, Inc. with the following peers – WVS Financial Corp., ESSA Bancorp, Inc., Prudential Bancorp, Inc. and Northwest Bancshares, Inc. (WVFC-US, ESSA-US, PBIP-US and NWBI-US).

Malvern Bancorp, Inc. has shown good performance overall, both over the last one year (at 51.89%) as well as over the last month (at 8.54%). Share price performance over the last month, though has been lower than that over the last year. But Malvern Bancorp, Inc.’s stock has done better than its overall peer group whose performance was 3.19% over the last month.

Company Snapshot

  • Considering peers, relative outperformance over the last year and the last month suggest a leading position.
  • It currently trades at a Price/Book ratio of (1.63).
  • We classify MLVF-US as Harvesting because of the market’s relatively low growth expectations despite its relatively high returns.
  • MLVF-US has relatively high profit margins while operating with median capital turns.
  • The company’s year-on-year change in revenues and earnings are better than the median among its peer group.
  • Over the last five years, MLVF-US‘s return on equity has improved from below median to better than the median among its peers, suggesting that the company has improved its relative operations markedly.
  • While the company’s lending operations do not seem to benefit from any relative pricing advantage its margins suggest relatively low operating costs.
  • While MLVF-US‘s revenues growth in recent years has been around the peer median, the stock’s below peer median P/E ratio suggests that the market likely sees the company’s long-term growth prospects to be fading.
  • The company’s level of equity capital investment seems appropriate to support the company’s growth.
  • Our analysis rates Malvern Bancorp, Inc. as NEUTRAL relative to its peers.

Share Price Performance

Considering peers, relative outperformance over the last year and the last month suggest a leading position.

MLVF-US‘s share price performance of 51.89% over the last 12 months is above peer median of 27.15%. The 30-day trend in its share price performance of 8.54% is also above the peer median of 3.19% suggesting that this company is a leading performer relative to its peers.

Share Price Performance

Quadrant label definitions. Hover to know more

Leading, Fading, Lagging, Rising

Relative Valuation

Relative Valuation
Fundamental Score

Malvern Bancorp, Inc. is currently neutrally valued, as its previous close of USD 24.15 lies within the CapitalCube estimate range of USD 20.41 to USD 24.22. Over the last 52 week period, Malvern Bancorp, Inc. has fluctuated between USD 15.00 and USD 24.60.

Valuation & Peer Metrics

A complete list of valuation metrics is available on the company page.

Company Profile

Malvern Bancorp, Inc. operates as a bank holding company for Malvern Federal Savings Bank, which engages in business of attracting deposits from the general public and originating residential and commercial mortgage loans, consumer loans and other loans. Its principal sources of funds are deposits, repayments of loans and investment securities, maturities of investments and interest bearing deposits. The company was founded on October 11, 2012 and is headquartered in Paoli, PA.

Disclaimer

The information presented in this report has been obtained from sources deemed to be reliable, but AnalytixInsight does not make any representation about the accuracy, completeness, or timeliness of this information. This report was produced by AnalytixInsight for informational purposes only and nothing contained herein should be construed as an offer to buy or sell or as a solicitation of an offer to buy or sell any security or derivative instrument. This report is current only as of the date that it was published and the opinions, estimates, ratings and other information may change without notice or publication. Past performance is no guarantee of future results. Prior to making an investment or other financial decision, please consult with your financial, legal and tax advisors. AnalytixInsight shall not be liable for any party’s use of this report. AnalytixInsight is not a broker-dealer and does not buy, sell, maintain a position, or make a market in any security referred to herein. One of the principal tenets for us at AnalytixInsight is that the best person to handle your finances is you. By your use of our services or by reading any our reports, you’re agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that AnalytixInsight, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material generated by us and/or published through our services. For a complete copy of our disclaimer, please visit our website www.analytixinsight.com.