Southwest Georgia Financial Corp. : SGB-US: Dividend Analysis : December 05th, 2016 (record date) : By the numbers : January 27, 2017

Our analysis is based on comparing Southwest Georgia Financial Corp. with the following peers – Fidelity Southern Corporation, Ameris Bancorp, Colony Bankcorp, Inc., United Community Banks, Inc., Associated Banc-Corp, Renasant Corporation, Hancock Holding Company, Cullen/Frost Bankers, Inc. and State Bank Financial Corporation (LION-US, ABCB-US, CBAN-US, UCBI-US, ASB-US, RNST-US, HBHC-US, CFR-US and STBZ-US).

Southwest Georgia Financial Corp.’s dividend yield is 2.12 percent and its dividend payout is 26.58 percent. This compares to a peer median dividend yield of 2.01 percent and a payout level of 32.72 percent. This relatively higher dividend yield and lower payout ratio makes the company a good candidate for dividend investors looking at this peer group. The downside is the company’s relatively low dividend quality score of NA out of a possible score of 100.

Dividend Yield
Dividend Quality Score

Dividend Quality Overview

SGB-US did not pay a cash dividend to the common stock over the last twelve months prior to December 31, 2016 or insufficient data about the dividends.

Dividend Quality Score Vs Dividend Yield

Quadrant label definitions. Hover to know more

High Score;High Yield, High Score;Low Yield, Low Score;Low Yield, Low Score;High Yield

Dividend Coverage

Dividend History

Item 2012-12-31 2013-12-31 2014-12-31 2015-12-31 2016-12-31 Latest
Dividend Yield (%) 1.64 1.73 2.23 2.51 N/A 2.12
Dividend Payout (%) 0 0 0 0 N/A N/A

A complete list of metrics and analysis is available on the company page.

Company Profile

Southwest Georgia Financial Corp. is a bank holding company, which provides banking services to individuals and businesses through the Southwest Georgia Bank. It offers consumer and commercial checking accounts, NOW accounts, savings accounts, certificates of deposit, lines of credit, VISA business accounts, money transfers, and mortgage banking services. It operates through the following segments: Retail and Commercial Banking Services, Insurance Services, Wealth Strategies Services, and Financial Management Services. The Retail and Commercial Banking Services segment serves consumer and commercial customers by offering a variety of loan and deposit products, and other traditional banking services. The Insurance Services segment offers full spectrum of commercial and personal lines insurance products including life, health, property, and casualty insurance. The Wealth Strategies Services segment provides personal trust administration, estate settlement, investment management, employee retirement benefit services, Individual Retirement Account administration, and retail brokerage services. The Financial Management Services segment manages investment securities portfolio. The company was founded in 1980 and is headquartered in Moultrie, GA.

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