VSB Bancorp, Inc. : VSBN-US: Dividend Analysis : December 23rd, 2016 (record date) : By the numbers : February 7, 2017

Our analysis is based on comparing VSB Bancorp, Inc. with the following peers – First of Long Island Corporation, Bridge Bancorp, Inc., Berkshire Bancorp Inc., Jeffersonville Bancorp, Chemung Financial Corporation, Tompkins Financial Corporation and Signature Bank (FLIC-US, BDGE-US, BERK-US, JFBC-US, CHMG-US, TMP-US and SBNY-US).

VSB Bancorp, Inc.’s dividend yield is 1.82 percent and its dividend payout is 87.88 percent. This compares to a peer average dividend yield of 2.30 percent and a payout level of 46 percent. This combination of a relatively lower dividend yield and a higher payout ratio suggest that the dividend payout might not be sustainable. In addition, the low dividend quality score of NA out of a possible score of 100, points to unsustainability as well.

Dividend Yield
Dividend Quality Score

Dividend Quality Overview

VSBN-US did not pay a cash dividend to the common stock over the last twelve months prior to December 31, 2016 or insufficient data about the dividends.

Dividend Quality Score Vs Dividend Yield

Quadrant label definitions. Hover to know more

High Score;High Yield, High Score;Low Yield, Low Score;Low Yield, Low Score;High Yield

Dividend Coverage

Dividend History

Item 2012-12-31 2013-12-31 2014-12-31 2015-12-31 2016-12-31 Latest
Dividend Yield (%) 2.4 2.17 1.94 1.77 N/A 1.82
Dividend Payout (%) 0 0 0 0 N/A N/A

A complete list of metrics and analysis is available on the company page.

Company Profile

VSB Bancorp, Inc. is a holding company operates as a holding company of Victory State Bank which is a New York chartered commercial bank. It business includes, attracting commercial deposits from primarily the general public and investing those deposits, together with funds generated from operations and repayments on existing investments, primarily in loans for business purposes and investment securities. The company was founded on May 30, 2003 and headquartered in Staten Island, NY.


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